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Pengaruh Usefulness, Perceived Risk Terhadap Niat Menggunakan Shopee Paylater Pada Mahasiswa Di Labuhanbatu. JHIESBH [Internet]. 2024 May 13 [cited 2025 Oct. 24];1(1):59-66. Available from: https://jurnalswarna.org/index.php/jhiesbh/article/view/33